The Effect Of Financial Literacy On The Lifestyle Of Gen-Z Accounting Students Unismuh Makassar
DOI:
https://doi.org/10.55227/ijerfa.v2i3.66Abstract
This research aims to examine the influence of financial literacy on the lifestyle of Gen-Z Unismuh Makassar accounting students. This research uses quantitative methods. The sample in this study took 2020 Accounting Students from the Faculty of Economics and Business, Muhammadiyah University of Makassar.This research data was obtained from a questionnaire (primary data). The research results from data processed using SPSS 26 statistical calculations. Based on the partial SPSS 26 output results, the financial literacy research results obtained a tcount of 5.145 while the ttable was 1.995, meaning that t_count was 5.145 > t_table 1.995. This indicates that financial literacy has a positive and significant influence on the lifestyle of Gen-Z Accounting Students. The suggestion from this research is for Accounting Students at the Faculty of Economics and Business, Muhammadiyah University of Makassar to further improve their understanding and abilities in Financial Literacy towards their limited lifestyle so that it is better and for future researchers it is hoped that they can add other indicators and variables.
References
Arniati, Arsal, M., Asdar, & Akhmad Adiningrat, A. A. (2020). Impression of Student Knowledge on Decisions Become a Customer of Islamic Banks positive and significant effect on the decision to become a customer of a. International Journal of Business Economics (IJBE), 1(2), 145–152.
Afriyani, S. (2022). Pengaruh Literasi Keuangan Terhadap Perilaku Gaya Hidup Hedonismemahasiswa Universitas Binawan. Humaniora, 1–44.
Azizah, N., S. (2020). Pengaruh Literasi Keuangan, Gaya Hidup Pada Perilaku keuangan Pada Generasi Milenial. Riset Mahasiswa Akuntansi, 01, 92–101.
Buderini, L., Gama, A., W., S., & Astiti, N., P., Y. (2023). Pengaruh Literasi Keuangan, Gaya Hidup, dan Pendapatan Terhadap Kemampuan Pengelolaan Keuangan Pribadi Mahasiswa Generasi Z. Kumpulan Riset Akuntansi.
Dewi, N. L. P. K., Gama, A. W. S., & Astiti, N. P. Y. . (2021). Pengaruh Literasi Keuangan, Gaya Hidup Hedonisme, Dan Pendapatan Terhadap Pengelolaan Keuangan Mahasiswa Unmas. Jurnal Emas, 2(3), 74–86.
Diskhamarzaweny, D., Irwan, M., & Dewi, D. K. (2022). Pengaruh Literasi Keuangan, Sikap Keuangan, Dan Gaya Hidup Terhadap Perilaku Manajemen Keuangan Mahasiswa Program Studi …. Jurnal Ekonomi Akuntansi, 35–49. http://www.ejournal.uniks.ac.id/index.php/KHITMAH/article/view/2514
Eldista, E., Sulistiyo, A., B., & Hisamuddin, N. (2020). Mental Accounting: Memaknai Kebahagiaan Dari Sisi Lain Gaya Hidup Mahasiswa Kos. Jurnal Akuntansi Universitas Jember, 17(2), 123. https://doi.org/10.19184/jauj.v17i2.15393
Farhan, A. (2020). Pengaruh Literasi Keuangan Terhadap Gaya Hidup Konsumtif Di Kalangan Pekerja. Media Mahardhika, 18(2), 215–219. https://doi.org/10.29062/mahardika.v18i2.150
Girsang, C., A, Fadjar, N., S. (2022). Analisis Pengaruh Literasi Keuangan, Kon_Formitas, Dan Status Sosial Ekonomi Orang Tua Terhadap Perilaku Konsumtif Generasi Z Di Kota Malang. Jurnal Of Development Economic And Studies, 1(2), 217–229.
Gunawan, A., Pirari, W., S & Sari, M. (2020). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi Dan Hukum, 4(2), 23–35. https://doi.org/10.30601/humaniora.v4i2.1196
Hasan, H. A., Mansyur, S., Sabbar, S. D., Alkanan, O. M. T., Arsal, M., M, H., & Halfaoul, A. (2024). the Impact of Islamic Financial Inclusion on Economic Growth in Asia: Evidence from donesiand Iraq. UCJC Business and Society Review, 21(80), 85–105. https://journals.ucjc.edu/ubr
Jannah, M Gusnardi, & R. R. (2022). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Pendidikan Ekonomi Universitas Riau. Jurnal Pendidikan Tambusai, 6, 13546–13556.
Jannatun, R., Harmain, H., & Syarvina, W. (2023). Pengaruh Literasi Keuangan dan Financial Self Efficacy Terhadap Financial Behavior Pada Generasi Z Lingkungan Kampus UIN Sumatera Utara. Manajemen Dan Bisnis Ekonomi, 1(4), 26–41. https://doi.org/10.54066/jmbe-itb.v1i4.673
John W., S., & Leigh T., W. (2018). Theory of Planned Behavior. Mastering Physician Engagement, 21–30. https://doi.org/10.1201/9781315367279-3
Luhsasi, D., I. (2021). Pengelolaan Keuangan : Literasi Keuangan dan Gaya Hidup Mahasiswa. Jurnal Ecodunamika, 58–61.
Muchran, M., Muchran, M., Arsal, M., Badollahi, I., Muchran, M., & Insirat, M. N. (2023). A Test of the Planned Behavior Theory: The Impact on Behavior in the Implementation of Central Bank Digital Currency in Indonesia. Review of Intergrative Business & Economics Research, 13(3), 6722.
Ramadhani, K., & Putri, P. L., & Sari, K. D. C. (2023). Pengaruh Literasi Keuangan, Locus of Control, Dan Gaya Hidup Terhadap Pengelolaan Keuangan Pribadi Pada Generasi Z Di Kabupaten Banyumas. Jurnal EBI, 5(2), 67–76. https://doi.org/10.52061/ebi.v5i2.177
Seni, N., N., A, dan Ratnadi, N., M., D. (2017). Theory Of Planned Behavior Untuk Memprediksi Niat Berinvestasi. Journal of Economics and Business, 7(1), 226. https://doi.org/10.33087/ekonomis.v7i1.818
Sera, D. N., Lilianti, E., & Arifin, M. A. (2022). Pengaruh Literasi Keuangan Dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Universitas Pgri Palembang. Jurnal Edukasi: Ekonomi, Pendidikan Dan Akuntansi, 10(2), 96. https://jurnal.unigal.ac.id/index.php/edukasi
Wahyuni, U. S., & Setiawati, R. (2022). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Perilaku Keuangan Generasi Z di Provinsi Jambi. Photosynthetica, 2(1), 1–13. https://repository.unja.ac.id/37439/
