Analysis Of The Application Of Sharia Principles In Bri Syariah, Bni Syariah, Mandiri And Bank Muamalat

Authors

  • Isa Kholili Sekolah Tinggi Ilmu Ekonomi Widya Dharma Malang

DOI:

https://doi.org/10.55227/ijerfa.v1i3.34

Keywords:

Shariah Principle, Mudharabah, Wadiah, Musyarakah And Murabahah

Abstract

The purpose of this study was to analyze the application of the principles of sharia in Islamic Bri syariah, Bni Syariah, Mandiri syariah and Bank Muamalat in running their business unit or units in the aspects of financing and raising funds to customers. Data used in this study is qualitative data and analysis techniques in this research is descriptive qualitative data analysis. The focus of this study, among others, on the application of Islamic principles described by the dimension of capital, raising funds, products and services. Data was collected through several ways including in-depth interviews (depth interview) composed of the heads of units and employees, direct observation (passive participation), and the documents comprising bank Profile, Next, analyze the data using an interactive model. The results of this research is good in all aspects of capital, the fund associations, service to Bri Syariah, Bni Syariah Mandiri and Bank Muamalat basically already implement sharia principles.       

References

Abdullah, M. (2006). Hukum Perbankan dan Perkembangan Bank Syariah. Banjarmasin : Antasari Press.

Antonio, M. S. (2001). Bank Syariah: Dari Teori ke Praktik. Jakarta: Gema Insani.

Atep, A. B. (2004). dasar-dasar pelayan prima. Jakarta: Elex Media Komputindo.

Baasyir, A. A. (2004). Asas-Asas Hukum Muammalah. Yogyakarta: UII Pres.

Indonesia, B. (2009). Peraturan Bank Indonesia no 11/33/PBI/ Tentang pelaksanaan Good Corporate bagi bank Umum syariah.

Perbankan, U. (2008). Pasai 1 Ayat 1 UU No 21.

Siddiqie, T. M. (2004). Fiqih Muammalah. Semarang: Pustaka Rizki.

Simorangkir. (2005). Kamus Hukum. Jakarta: Akasara Baru.

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Published

2023-05-25

How to Cite

Isa Kholili. (2023). Analysis Of The Application Of Sharia Principles In Bri Syariah, Bni Syariah, Mandiri And Bank Muamalat. International Journal of Economic Research and Financial Accounting, 1(3). https://doi.org/10.55227/ijerfa.v1i3.34

Issue

Section

Economics and Accounting