The Influence Of Financial Literacy On The Financial Management Of Umkm South Bontonompo District, Gowa Regency

Authors

  • Nur Resky Amriani Management Study Program, Faculty of Economics and Business, Universitas Muhammadiyah Makassar, Indonesia
  • Muhammad Nur Abdi
  • firman Syah

DOI:

https://doi.org/10.55227/ijerfa.v2i4.205

Keywords:

Financial Literacy, Financial Management, MSMEs, South Bontonompo District, Gowa Regency.

Abstract

This type of research uses a descriptive method with a quantitative approach, which aims to determine the influence of financial literacy on financial management of MSMEs in South Bontonompo District, Gowa Regency. This research was carried out in South Bontonompo District, Gowa Regency, which took place from 7 May 2024 to 7 July 2024. The sample used in this research was 75 MSME actors in South Bontonompo District, Gowa Regency. Data collection is carried out by distributing questionnaires or questionnaires. Furthermore, the data obtained was then processed using a simple linear regression data analysis method and processed using the Statistical Package For The Social Science {SPSS} Version 23 application. The research results showed that financial literacy (X) was obtained by t-count 11,929 > t-table 1.666 and the sig value is 0.000<0.05, thus the financial literacy variable has a positive and significant effect on the financial management variable. So the results of hypothesis testing show that H1: Financial Literacy has a positive and significant influence on the financial management of MSMEs in South Bontonompo District, Gowa Regency, is accepted.

References

Ardiansyah, A. F., Rauf, A., & Makassar, U. N. (2022). MSMEs in Makassar City Businesses in Makassar City. 1(4), 879–890.

Anggraeni, B. (2015). The Influence of Business Owners' Financial Literacy on Financial Management Case Study: Depok MSMEs. Indonesian Vocational Journal, Vol 3 (1), 22-30.

Bahiu, E L U, I S Saerang, V N Untu, The Influence of Financial Literacy, Financial Management, on Finance, Umkm in, Gemeh Village, Management Department, and Faculty of Economics. 2021. "The Influence of Financial Literacy, Financial Management on MSME Finances in Gemeh Village, Talaud Islands Regency." Emba 9(3):1819-28.

Cholisah, I. N., & Suryandani, W. (2022). Financial Literacy, Financial Attitudes and Their Influence on Financial Management Behavior of MSMEs in Rembang Regency. Journal of Economic Inspiration, 4(4), 14–28.

CINERE, DEPOk. Journal Knowledge Management Applied,2(1), 58–69. https://doi.org/10.31933/jimt.v2i1.315

Citation: Santiara, I., & Sinarwati, N. (n.d.). The Influence of Financial Literacy on MSME Financial Management in Tejakula District. CAPITAL: Journal of Economics and Management, 6(2), 349-355. Doi: 10.25273/capital.v6i2.14514

Haekal Fikri. 2021. "The Influence of Literacy on the Financial Management of MSMEs in Palopo City" 2507 (February): 1-36. http://repository.umpalopo.ac.id

Hani, S. (2015). Financial Report Analysis Techniques. Medan: UMSU Press

Jumady, E., Halim, A., Manja, D., & Amaliah, N. Q. (2022). The Influence of Financial Literacy and Financial Inclusion on Small Business Performance in Makassar City. Journal Ecogen, 5(2), 287.

Latifiana, D. (2017). Study of Financial Literacy of Small and Medium Enterprise (SME) Managers. Financial Literacy Study of Medium Enterprise Management (UMKM), 5(1),5.

Nugraha, Riki Ilham. 2020. "The Effect of Financial Literacy on Management (Case Study of MSMEs in the Trade Sector in the Tasikmalaya City Area," https://dspace.uii.ac.id/123456789/31093.

Octaviano, R. S., Rozari, P. E. De, & Frengky, R. (2021). KOTA LAMAMA KOTA KUPANG DISTRICT The Influence of Lifestyle and Financial Literacy on the Financial Management of Micro – Small Workers in Kota Lama District, Kupang City. 397–417.

Republic of Indonesia Financial Services Authority. (2016). Financial Services Authority Regulation Number 76/PJOK,07/2016 concerning Increasing Financial Literacy and Inclusion in the Financial Services Sector for Consumers and/The Community.

Financial Services Authority. 2017. "National Strategy for Indonesian Financial Literacy (Revisited 2017). “Financial Services Authority, 1-99.

Pusporini, P. (2020). The influence of the level of financial literacy on financial management among MSMEs in Cinere District, Depok. Journal of Management Science

PRIBADI Amanita Novi Yushita. Nominal, VI(1), 11–26.

Putri, W. E. (2020). The Influence of Financial Literacy on MSMEs. Journal of Management and Business (ALMANA), 2(3), 155-165.

Rahmat, S., & Hasan, M. (2023). Volume : 9 Month : February Year : 2023 The Influence of Financial Literacy on the Financial Management of Farming Business Actors in Makassar City Volume : 9 Number : 1 Month : February Year : 2023. 317–324. https://doi.org/10.32884/ideas.v9i1.1120

Rumbianingrum, W, & Wijayangka, C. (2020). The Influence of Financial Literacy on MSME Financial Management in Medan Marelan District. Urban Development, 8(1), 45-50.

Safitri, E., Sriyunianti, F., & Chandra, N. (2023). The Influence of Financial Literacy and Financial Attitudes on Financial Management Behavior of MSMEs (Case Study of Micro Enterprises in the Handicraft Sector in the City.... Journal of Accounting, Business …, 2(1), 118–128.

Sugiyono. (2018). Educational Research Methods (Quantitative Quantitative Approach and R&D. Bandung: Alfabeta.

Sugiyono. (2011). Quantitative, Qualitative and R & D Research Methods. Bandung: Alfabeta.

Wdya Eka putri. 2020. "The Influence of Financial Literacy on the Financial Management of MSMEs in Medan Marelan District. “Urban Development 8 (1): 425-30. https://doi.org/10.1007/s10006-013-0431-4.

Yushita, A. N. (2017). NOMINAL JOURNAL / VOLUME VI NUMBER 1 / YEAR 2017 THE IMPORTANCE OF FINANCIAL LITERACY FOR FINANCIAL MANAGEMENT

Zulfani, D. (2020). The Influence of Financial Literacy and Lifestyle on Personal Financial Management of PT Pelabuhan Indonesia I (Persero) Employees. Muhammadiyah University of North Sumatra (UMSU).

Downloads

Published

2024-06-30

How to Cite

Nur Resky Amriani, Muhammad Nur Abdi, & firman Syah. (2024). The Influence Of Financial Literacy On The Financial Management Of Umkm South Bontonompo District, Gowa Regency. International Journal of Economic Research and Financial Accounting, 2(4). https://doi.org/10.55227/ijerfa.v2i4.205

Issue

Section

Economics and Accounting