Implementation Of Risk Management Strategies And Its Implications On Financial Performance At The Financial And Asset Office Of South Sulawesi Province
DOI:
https://doi.org/10.55227/ijerfa.v4i1.395Keywords:
Risk management, financiak performance, the relationship between risk management and financial performanceAbstract
This study aims to examine the implementation of risk management systems and their impact on financial performance at the Office of Financial and Asset Management of South Sulawesi Province. The research focuses on evaluating the effectiveness of risk management strategies in enhancing the overall efficiency, stability, and accountability of regional finances. A qualitative descriptive approach was employed, concentrating on the implementation of risk management and its effect on financial performance. Data were collected through interviews, observations, and documentation. Data analysis used the Miles and Huberman model, including data collection, reduction, presentation, and conclusion drawing to understand the phenomenon in depth. The results show that the implementation of risk management strategies at the Office of Financial and Asset Management of South Sulawesi Province has a positive impact on financial performance. Through a structured and sustainable risk control system, fiscal stability, accountability, and financial management efficiency were achieved, supporting optimal regional development and public service delivery
References
Alkalah, C. (2020). Pengaruh Intellectual Capital, Profit Sharing Ratio Dan Fdr Terhadap Kinerja Keuangan Bank Umum Syriah Indonesia. 19(5), 1–23.
Arifin, M. M. (2023). Manajemen Risiko Pembiayaan pada Produk Mutabarok Bunda Sejahtera di BPRS Magetan
untuk Menekan Pembiayaan Bermasalah. http://etheses.iainponorogo.ac.id/22683/%0Ahttp://etheses.iainpono rogo.ac.i d/22683/1/Melfi Mutia Arifin_Skripsi.pdf
Azaria, S., Dewi, R. R., & Siddi, P. (2023). Pengaruh Manajemen Risiko dan Karakteristik Komite Audit Terhadap Kinerja Keuangan. Oikos: Jurnal Kajian Pendidikan Ekonomi Dan Ilmu Ekonomi, 7(2), 512– 524.
Dwi Aristi, M. (2023). Implementasi Manajemen Risiko Sebagai Strategi Anti Fraud Di Pt Bri Kanca Sudirman Pekanbaru. Research In Accounting Journal, 3(3), 521–526. http://journal.yrpipku.com/index.php/raj%7C
Dwi Yanti, B. C., & Setiyanto, A. I. (2021). Analisis Pengaruh Manajemen Risiko Terhadap Kinerja Keuangan Perbankan yang Terdaftar di BEI. Journal of AppliedManagerialAccounting,5(2),95–104. https://doi.org/10.30871/jama.v5i2.3350
Fachryana, F. A. H. (2020). Manajemen Risiko Strategis Bank Syariah. … Manajemen,Ekonomi,Keuangan…,1(2), 61–66. http://ejurnal.poltekkutaraja.ac.id/index.php/meka/article/view/26%0 Ahttps://ejurnal.poltekkutaraja.ac.id/index.php/meka/article/downloa d/26/22
Fahru Rachman, Muslim, A., & Widiastuti, M. C. (2023). Analisa Faktor- Faktor Yang Mempengaruhi Profitabilitas Bank Di Indonesia Yang Dimoderasi Oleh Ukuran. JMBI UNSRAT (Jurnal Ilmiah Manajemen Bisnis Dan Inovasi Universitas Sam Ratulangi).,10(3),1741–1758. https://doi.org/10.35794/jmbi.v10i3.50410
Hermawan, I. (2019). Metodologi penelitian pendidikan (kualitatif, kuantitatif dan mixed method). Hidayatul Quran.
Hsu, H. Y. S., & Mykytyn, P. P. (2023). Pengaruh Intellectual Capital, Risiko Operasional, Debt To Equity Ratio, Dan Non Performing Loan Terhadap Kinerja Keuangan Pada Perusahaan Bank Buku Iv Yangterdaftar Di Bursa Efek Indonesia. Encyclopedia of Knowledge Management, 1, 452–461. https://doi.org/10.4018/978-1-59904-931- 1.ch043
Jou, M., Ban, I., Bank, K., Syariah, U., Maisaroh, S., & Pratama, V. Y. (2023). Mutanaqishah : Journal of Islamic Banking Islamicity Performance Index , Good Corporate Governance Quality. 3(1), 1– 13.
Judijanto, L., Sugiharti, S., Siregar, R., Sudarmanto, E., & Irma, I.
Khussurur, M., Murtadho, D. F., Fathonah, A., Fatah, M. N. F., & Savitri,
F. M. (2024). Analisis Implementasi Manajemen Risiko Bisnis (Studi Kasus UMKM Lapar Café Karawang). ADI Bisnis Digital Interdisiplin Jurnal, 5(1), 22–25. https://doi.org/10.34306/abdi.v5i1.973
Nugroho, A. (2018). Penerapan Manajemen Risiko Perusahaan Modal Ventura Syariah Pada Pembiayaan Bmt (Studi Kasus Pada PT. Permodalan BMT Ventura).1–108. http://repository.uinjkt.ac.id/dspace/handle/123456789/40360
Nurhidayah. (2019). Implementasi Manajemen Risiko Pada Pembiayaan Di Bank Btn Syariah Parepare Oleh: 1–103. http://repository.iainpare.ac.id/1195/1/15.2300.118.pdf
Pratama, R. (2018). Penerapan Manajemen Risiko Pada Perbankan Syariah (Studi Kasus Pada Bank Muamalat & Bank Syariah Mandiri Cabang Kota Ternate). Jurnal Mitra Manajemen, 2(6), 597–609. https://doi.org/10.52160/ejmm.v2i6.162
Pratiwi, D., & Kurniawan, B. (2018). Pengaruh Penerapan Manajemen Risiko Terhadap Kinerja Keuangan Industri Perbankan. Jurnal Akuntansi Bisnis, 10(1), 73–
