Nurul Ilmi, Abdul Muttalib, and A. Tenri Syahriani. “The Effect of Financial Literacy and Financial Management on SME Business Performance in Gowa Regency”. International Journal of Economic Research and Financial Accounting (IJERFA) 2, no. 3 (April 30, 2024). Accessed July 17, 2026. https://ijerfa.afdifaljournal.com/index.php/ijerfa/article/view/81.